New Construction Deals with a Self Directed IRA in California
If you know development, a self-directed IRA can turn that skill into tax-advantaged retirement growth. Your retirement money can own the land, fund a ground...
7 min read
Category
Retirement Guides
Articles offering tips and explanations on retirement accounts, IRA options, and planning strategies.
21 articles
Understanding Self Directed IRA Services in California
A lot of Californians have retirement money in accounts they don't really control — spread across mutual funds and index products that feel distant from how ...
10 min read
California Summer Roth IRA Conversion Plan: Deadlines, Tax Traps, Timing
A Roth conversion can hand you decades of tax-free growth — and for self-directed investors buying real estate, private notes, or other alternatives, when an...
7 min read
Local vs. Out-of-State Real Estate in a California SDIRA
Using a self-directed IRA to buy real estate is one of the most popular moves our clients make — and one of the first questions they hit is where. Buy close ...
8 min read
California Checkbook Control IRA Rules: Funding, Titling, Recordkeeping
A checkbook control IRA gives you direct command of your retirement money — you write the checks and send the wires yourself, instead of waiting on a custodi...
9 min read
Oceanside Beach SDIRA Financing: Non-Recourse Loans, UDFI/UBTI, Structuring
Most people assume a retirement account can only buy real estate in cash. Not accurate — your Self-Directed IRA LLC can borrow. But it can use exactly one ty...
6 min read
Signs Your California Self-Directed IRA Needs Checkbook Control
You found the property. The seller wants offers by EOD Friday. Your custodian needs 7–10 business days to wire funds. By the time the money clears, the prope...
2 min read
Reading the Fine Print on Self-Directed IRAs in California
Federal SDIRA rules are the same in California as anywhere else. California layers on its own set of state-specific rules — most of them tax-related — that m...
4 min read
Oceanside Retirement: Self-Directed IRA Exit Plan for Beach Property
If your self-directed IRA owns a property you eventually want to live in or cash out, the exit deserves as much planning as the purchase. Get it right and yo...
3 min read
California Self-Directed IRA Playbook: Off-Market Deals and Prohibited Rules
Off-market deals reward speed and certainty of close — exactly what a Checkbook IRA LLC provides. When your IRA owns an LLC with its own bank account, you ca...
3 min read
SDIRA Beach Retirement: Buy a Future Home Without Prohibited Use (Timeline)
Here's the rule to internalize before anything else: while your IRA owns the property, it is not your home. It's a retirement investment, and you cannot use ...
4 min read
Convert to a Self-Directed Roth IRA in California: Setup, Funding, Rules
A Self-Directed Roth IRA is the most powerful wrapper in retirement investing for one reason: every dollar of growth comes out tax-free. Hold a rental that d...
3 min read